This cover provides 100% protection not only for your car but your family as well. It covers against the liabilities arising due to the Partial Loss/ Theft / Total Loss, thus ensuring complete Peace of Mind.
This cover will pay the amount of depreciation on the value of parts replaced under Own Damage Claim. ‘Own Damage’ here refers to damage to the vehicle insured and/or its accessories (if insured).
In case of “Total Loss” as a result of accidental damage or theft, this cover will provide the current Ex-showroom price of the vehilce, along with 1st year Insurance premium
(a) Engine & its parts
(b) Gearbox and its parts
(c) Transmission or differential assembly and its parts
Provided loss or damage is due to ingression of water or leakage of lubricating oil from engine/respective assembly.
This cover will pay a daily allowance of Rs. 1000/- to the Insured for each and every completed day for which the Insured’s vehicle is under repair in a garage, due to loss/damage to the vehicle on account of accident. Partial Loss : Cover starts from 6th Day till 12th day & pays for maximum 7 days. Theft/Total Loss : Pays for maximum 15 days during the period of insurance.
This cover will pay for personal property belonging to you,if:
(a) Stolen from inside of your locked vehicle
(b) Stolen with your vehicle
(c) Damaged as a result of an accident
No cover is provided for cash, cheque, negotiable items or jewellery.
If passengers of insured vehicle suffer bodily injury by violent, accidental, external and visible means in direct connection with an accident, this cover will pay the amount as stated below:
(a) Death - 100%
(b) Total & irrecoverable loss of one eye - 50%
(c) Total & irrecoverable loss of both eyes - 100%
(d) Total & permanent loss of one hand and one foot - 50%
(e) Total & permanent loss of both hands or both feet’s or one hand and one foot - 100%
Tyre: This cover will pay for repair/replacement of Tyre if damaged due to burst, cut, bulge or continuous running under deflated condition.Alloy/Rim: This cover will pay for replacement of Alloy/Rim if damaged or deformed making it functionally unusable.
This cover will pay for the cost incurred towards replacing the car keys and/or locks and/or lockset including locksmith charges, upon occurrence of theft/burglary/loss or damage to keys/locks and/or lockset of vehicle insured.
This cover will pay the cost of consumables required to be replaced/replenished arising from an accident to the insured vehicle.Ex: Engine oil, Gearbox oil, lubricants, nuts & bolts, screw, distilled water, grease, oil filter, bearing, washer, clip, break oil, A/c gas and other items of similar nature but excluding fuel.
There is no limit for Nil. Depreciation claims under Advance, Premium and Luxury Products for Private Vehicles.